Employees in Malaysia are entitled to participate in various schemes which provide for social insurance and retirement benefits.

The Employees' Provident Fund (EPF) is a scheme that provides retirement benefits for members through the management of their savings in an efficient and reliable manner. These savings are accrued for each employee through contributions from employees and their employers. Contributions are mandatory for all employees and employers (with the exception of pensionable government employees). The following are online services and/or information available from EPF:

The Social Security Organisation (SOCSO) operates a social insurance scheme provided by the Government of Malaysia to provide aid in financial guarantees and protection to employees and their families in the event of accidents resulting in disablement, death, or affliction with occupational diseases. Private sector employees earning RM3000 and below monthly and their employers  are required to make contributions. The following are some services provided by SOCSO:

Civil servants employed by the Government of Malaysia are also entitled to a range of benefits, including:

In view of the current demand for skilled workers, attractive incentives are currently being offered to Malaysian citizens working and residing overseas to encourage their return to Malaysia.

The government has also introduced special requirements to protect employed persons with disabilities such as the Code of Practice for The Employment of Persons with Disabilities in the Private Sector. Click on the link(s) below for more information: