As a nation where savings is 30% of income, people need many modes of savings. The growth of unit trusts and Real Estate Investment Trust (REIT) is a way of diversification and also a means to allow these savings to work harder and generate higher yields.

The old economic mantra of rish and returns hold true with higher risk often providing higher returns. As such, it is important for Malaysians to understand the investment products available to them.

On top of various financial instruments which invests in either debt or equity, many also choose to invest in property for monthly rental income and capital growth.

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