Persona Journey

Pre-Retirement Planning
Pre-retirement planning is very important to ensure that employees' lives after retirement are secure and comfortable. It includes financial management, lifestyle preparation and the direction of activities they want to do after retirement. Follow specific topics and guides related to retirement planning in this persona journey.

Managing Civil Servant Retirement
For civil servants, retirement is an important phase that marks the end of service to the country and the beginning of a new life. Retirement management needs to be done in an orderly manner, covering pensions, rewards, health benefits and welfare provided by the government. Identify topics and guidelines related to retirement management as a civil servant in this persona journey.

Managing ATM Veteran Retirement
For veterans of the Malaysian Armed Forces (ATM), retirement not only marks the end of their service to the country, but also the beginning of a new phase of life. Retirement management includes pension or gratuity claims, welfare facilities, health, as well as second career opportunities provided by the government through the Department of Veterans Affairs (JHEV) and related agencies.


