Lembaga Tabung Haji (TH) is a fully government-owned Islamic financial institution in Malaysia, established in 1963. It was set up to help Muslims in Malaysia save in a Shariah-compliant manner for the purpose of performing the Hajj pilgrimage to the Holy Land of Makkah. Tabung Haji plays a vital role as the manager of savings, investments, and Hajj operations for Malaysians. Advantages of Saving with Tabung Haji 100% Shariah-compliant No service charges or interest Competitive annual dividends (depending on investment performance) Automatic Takaful protection for eligible savings Automatic Hajj registration once the minimum savings of RM1,300 is reached Collaboration with strategic partner banks such as Bank Islam, Bank Rakyat, and Maybank
Elderly: individuals aged 60 years and above as adopted in the United Nations World Assembly on Ageing in Vienna (UN, 1982). Malaysia is expected to become an ageing nation when the percentage of elderly reaches 15% of the total population by 2030.
The Rahmah Cash Contribution (STR) is a direct financial aid initiative by the Inland Revenue Board of Malaysia (LHDNM) for low-income groups. This assistance is part of the Malaysia MADANI agenda to ease the people’s cost of living. Recipient Categories: Households Malaysian citizens residing in Malaysia Gross monthly household income RM5,000 and below Married couples or single parents/widows/widowers with children who meet eligibility criteria Elderly Without Spouse Malaysian citizens residing in Malaysia 60 years old and above Gross monthly income RM5,000 and below Single, widowed, or widowers without children Single Malaysian citizens residing in Malaysia Single, or single parents/widows/widowers without children Aged 21 to 59 years (or 19 years and above for PWDs) Not a full-time IPTA/IPTS student Gross monthly income RM2,500 and below Payment Rates (general): The STR payment rate depends on income and number of children. The following are the general payment rates: Households with no children: RM500 – RM1,000/year Households with 1–5 children: RM750 – RM2,500/year Elderly without spouse: RM600/year Single: RM600/year Payment Methods: Direct bank transfer Cash at Bank Simpanan Nasional (BSN) counters for recipients without bank accounts Refer to the official STR portal for the latest conditions and rates.
The Malaysian Driving License (LMM), issued by the Road Transport Department (JPJ), is divided into several classes according to the type of vehicle. Malaysian Driving License (MDL) [accordion] 1. Eligibility 16 years old and above Holder of an OKU (Disabled Persons) card certified by the Department of Social Welfare (JKM) Not blacklisted by JPJ or PDRM Must undergo a medical check-up by a qualified medical practitioner Must obtain confirmation from JPJ’s Automotive Engineering Division for vehicle modifications for OKU Eligibility: 17 years old and above Holder of an OKU card certified by JKM Not blacklisted by JPJ or PDRM Must undergo a medical check-up by a qualified medical practitioner Must obtain confirmation from JPJ’s Automotive Engineering Division for vehicle modifications for OKU Eligibility: 16 years old and above Physically and mentally healthy Not blacklisted by JPJ or PDRM Must meet JPJ’s requirements Eligibility: 16 years old and above Physically and mentally healthy Not blacklisted by JPJ or PDRM Must meet JPJ’s requirements Eligibility: ● 17 years old and above ● Physically and mentally healthy ● Not blacklisted by JPJ or PDRM ● Must meet JPJ’s requirements Eligibility: ● 21 years old and above ● Holder of a Competent Driving License (CDL) Class D for at least 1 year ● Physically and mentally healthy ● Not blacklisted by JPJ or PDRM ● Must meet JPJ’s requirements Lesen Vokasional Purpose: To drive public service vehicles such as taxis, rental cars, e-hailing, buses, and school vans. Eligibility: 21 years old and above Holder of a valid Competent Driving License (CDL) Class D/DA (for taxis) Holder of a valid CDL Class D for more than 1 year (for buses) Must undergo a medical check-up by a qualified medical practitioner Not blacklisted by JPJ or PDRM Must meet JPJ’s requirements Purpose: To drive goods vehicles such as heavy motorcars (lorries), motorcars, and motorcycles. Eligibility: 21 years old and above Holder of a valid Competent Driving License (CDL) in the relevant class (B2/B/C/D/E/E1/E2) for more than 1 year Must undergo a medical check-up by a qualified medical practitioner Must meet JPJ’s requirements
Malaysia Short-Term Employment Programme (MySTEP) The Malaysia Short-Term Employment Programme (MySTEP) is a government initiative that offers short-term (contract) employment opportunities across various ministries, government agencies, Government-Linked Companies (GLCs), Government-Linked Investment Companies (GLICs), and strategic industry partners. Its aim is to enhance employability and accelerate job placement for Malaysians. Key Features Duration : Minimum of 1 month , up to a maximum of 12 months Eligibility : Open to Malaysian citizens aged 18 years and above , with various qualifications such as SPM, Diploma, STPM, or Degree Contract & Salary : Based on the offered placement, with a minimum salary of RM1,700
All types of licenses must be renewed according to their validity periods. Types and Renewal Periods: LDL (Learner’s Driving License): 3 or 6 months (max. 2 years) Reference: Read more CDL (Competent Driving License): 1–5 years Reference: Read more PSV/GDL/Conductor (Vocational Licenses): 1 year Rujukan: Read more Licenses that have expired for more than 3 years are invalid, inoperative and non-renewable (except for LDL). License holders will have to repeat the entire process of applying for a driving license from the beginning. PDL licenses are non-renewable after holding the license for a 2-year maturity period. Holders must convert to a CDL license within 1 year. Ways to Renew Licenses: 1. Physically (at counters): JPJ State/Branch/UTC/Mobile JPJ Counter Pos Malaysia counters Self-service kiosks 2. Online: Portal MySIKAP MyJPJ mobile app Portal MyEG Digital License: After applying/renewing LDL/PDL/CDL, drivers can use the digital version via the MyJPJ app.
Getting the Malaysian Certificate of Education (SPM) result is one of the most anticipated and nerve-wrecking moments for many candidates, as SPM is the main secondary school examination that determines an individual’s future direction. As an SPM candidate, there are several ways to check your results: Methods to check SPM results: Online Official website: This website is only active on the official result release day. Required information: MyKad number Examination Index Number Via SMS Format: SPM<space>MyKad Number<space>Index Number This service is only active on dates and times set by the Malaysian Examinations Board. Physical slip collection School candidates: Collect SPM slip at respective schools starting on results day. Private candidates: Collect SPM slip at the State Education Department office or the location specified during registration.. Good luck!
SSPN (Skim Simpanan Pendidikan Nasional) is an education savings plan introduced by the National Higher Education Fund Corporation (PTPTN) to help Malaysians save consistently to finance their children’s higher education costs.It has been a mandatory requirement for PTPTN loan applicants since 2012. Get to Know SSPN Shariah-compliant Can be opened by parents or legal guardians for children aged 1 day old up to under 29 years Eligible for income tax relief Earns annual dividends Takaful protection (specifically for SSPN-i Plus)
Each candidate can refer to the application process as follows: Purchase pin number at BSN RM10.50 (can be purchased in three methods) Buy online at MYBSN At the counter ATM machine Visit e-Profiling and UPU Portal Make sure the application category for IPT for undergraduate level is as follows: Check the eligibility requirements in the e-Guide at UPUonline Candidates are encouraged to calculate merit as a guide for STPM graduates and equivalents Check application trends and program offerings (can only be accessed during UPUOnline application Check career path Fill out the application at UPUOnline Make sure personal information is filled in completely Choose the program according to priority referring to merit, general requirements and special requirements of the program Complete the application Make sure to click the save button Print the application slip Save the application slip as proof that the application has been made Application reviews and updates are unlimited
Primary school in Malaysia is the first level of formal education that is compulsory for all children under the Education Act 1996. Primary education aims to form the foundation of academic, personality and social skills before these children continue their studies to the secondary level. Duration and Structure of Primary Education Primary education in Malaysia lasts for 6 years (Standard 1 to Standard 6) Children start entering Standard 1 at the age of 7 This education is compulsory for all Malaysian citizens