RETIREMENT
Civil servant retirees in Malaysia refer to individuals who have served in the public service sector and retired from their positions either through compulsory retirement, optional retirement, or for other reasons approved by the government. Retirement age for public service officers: 60 years
Categories of retirees in the context of public service: Pension Scheme Public service officers who choose the pension scheme and are eligible to receive a monthly pension EPF Scheme Public service officers who choose the EPF scheme and receive retirement savings through their EPF account.
An identification card issued by the Public Service Department (Jabatan Perkhidmatan Awam, JPA) to public service retirees. Benefit of the retiree card: medical facilities at government clinics/hospitals Public service retiree cards can be used by retirees, spouses, and their children under 26 years old or disabled children (no age limit). Reference: KWAP
As a government retiree, there are several facilities that can be enjoyed aside from the monthly pension payment (Pension Scheme) or retirement savings (EPF Scheme). Among these benefits: Service Gratuity Lump sum payment based on years of service, given upon retirement as an appreciation. Cash in Lieu of Leave (GCR) Cash payment for unused annual leave in the interest of service (maximum 180 days). Converted into monetary value based on final salary and fixed allowances. Free Medical Benefits Retirees and their family members are entitled to free medical treatment at government hospitals and clinics. Derivative Pension (Pencen Terbitan) For public service retirees under the Pension Scheme who have passed away, the derivative pension will continue to be paid to eligible heirs such as: Spouse (legal widow/widower) Children under 21 years old or disabled children
MyPesara is a mobile application developed by the Retirement Fund Group Incorporated (Kumpulan Wang Persaraan Diperbadankan, KWAP) to help public servants access post-retirement information, benefits, and services. Key functions of MyPesara: Retirement calculator List of health facilities Pension scheme information Health tips and healthy lifestyle guidance