The National Higher Education Fund Corporation (PTPTN) is an agency under the Ministry of Higher Education Malaysia, established on 1 November 1997.Its main purpose is to help Malaysian students finance the cost of studies at both public and private higher education institutions (IPTs).
PTPTN also plays a role in promoting a savings culture through the National Education Savings Scheme (SSPN) and managing the repayment of education loans.
Advantages of PTPTN loans
- Interest-free education loan (1% administration fee)
- Opening of SSPN account online via myPTPTN application
- Repayment facilities via various channels (online, salary deduction, e-wallet, etc.)
Updated date: 13/3/2026
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