PTPTN borrowers are responsible for repaying the education loan received as stated in the Loan Offer Document. Repayment is crucial to ensure that the PTPTN fund remains sustainable, enabling it to support other students in the future.
Repayment period:
- Borrowers must begin repayment 12 months after completing their studies, without waiting for a repayment notice from PTPTN.
- No ujrah (service charge) will be imposed on borrowers who repay before the 12-month period.
- Ujrah (service charge) will be imposed starting from the 13th month.
- The repayment period is based on the outstanding loan balance.
Updated date: 13/3/2026
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