The Employees Provident Fund (EPF) is a mandatory retirement fund for private sector and some public sector employees.
EPF contributions are an employee's right as they ensure that you have retirement savings, social protection and can be used in certain circumstances such as education, housing and health.
Employer and Employee Obligations
- Employers must register with the EPF and make monthly contributions from employee salaries
- Employers must also add their own share of contributions
Contribution Rates
- Employer: 13% (if salary ≤ RM5,000) or 12% (if salary > RM5,000)
- Employee: 11%
Updated date: 13/3/2026
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